How Would You Answer This Question?

Recently I was conversing with a mid-aged lady who was new to preparedness. I had just finished talking about our Hope For Survival book and website, and then shared my belief that a person must have their spiritual, psychological, and physical life in order first and foremost. I then explained how a person should focus on water, food, shelter and security along with the previous three personal items. I know this is a broad answer without knowing the socioeconomic position, living location, employment and so forth. I thought about it afterwards and I decided if I had to answer again, my answer would be the same. What say you?